Inheritance Advances
Access Your Inheritance Today
Don't wait months or years for probate to settle. Clarity Finance provides immediate advances against your expected inheritance, giving you access to funds when you need them most.
- No credit check required
- Non-recourse—pay only from your inheritance
- Funding in as little as 48 hours
- Competitive rates through our lender marketplace
The Challenge
Probate Creates Financial Hardship
The traditional probate system was designed centuries ago and hasn't kept pace with modern financial needs. Heirs often face difficult situations while waiting for their rightful inheritance.
Lengthy Probate Process
Probate proceedings can take 12-24 months or longer, leaving heirs without access to funds during critical times when they may need them most.
Time Value of Money
Money received years from now is worth significantly less than money today. Delayed inheritances mean missed investment opportunities and eroded purchasing power.
Financial Uncertainty
Estate disputes, tax obligations, and administrative costs can reduce final distributions. Heirs face uncertainty about when and how much they'll actually receive.
Our Approach
The Clarity Score
Our proprietary evaluation system assesses each inheritance opportunity to determine appropriate advance amounts and competitive rates for both heirs and lenders.
- Comprehensive estate asset verification
- Probate timeline estimation
- Risk assessment based on estate complexity
- Market-competitive rate determination
- Real-time monitoring and updates
The Clarity Score brings transparency and efficiency to inheritance lending, ensuring fair terms for all parties.
Sample Assessment
Smith Family Estate
Clarity Score
Our Products
Two Paths to Liquidity
Whether your inheritance is already in probate or you're anticipating a future transfer, we have a solution tailored to your needs.
Advance
Receive immediate funding against your inheritance while probate proceedings are ongoing. Our marketplace connects you with competitive lenders.
- Funding available in as little as 48 hours
- Non-recourse—repayment only from inheritance
- No personal credit check required
- Competitive bidding from multiple lenders
How It Works
Apply
Submit your application with estate documentation
Review
Our team verifies documents and calculates your Clarity Score
Match
Lenders review and bid on your advance request
Fund
Accept terms and receive funds directly to your account
48 hrs
Avg. Funding Time
2%
Platform Fee
$50K
Minimum
$10M
Maximum
For Lenders
A New Asset Class in Estate Lending
Join our marketplace of private lenders capitalizing on the $124 trillion wealth transfer. Bid on verified inheritance advances with transparent underwriting and secured returns.
8-14 months
Avg. Loan Duration
<2%
Historical Default Rate
$25,000
Minimum Investment
0%
Lender Platform Fee
Attractive Returns
Target 12-18% annual returns on inheritance advances backed by verified estate assets.
Asset-Backed Security
All advances are secured by verified estate assets with legal documentation and clear title.
Transparent Underwriting
Our Clarity Score provides comprehensive risk assessment for every lending opportunity.
Portfolio Diversification
Add a unique asset class to your portfolio that's uncorrelated with traditional markets.